RENTERS INSURANCE FAQs

I do not have that much personal property and since I rent I am not responsible for the building, why do I need renters insurance?

Even though you do not own the building, you can still be responsible for damages you cause to the building from your negligence or an accident. For example if a fire starts in your place while you are cooking and spreads to other apartments, the owner of the building and the other residents can ask you for restitution to their damages. Because renters insurance also comes with Liability protection for such events, it is always advisable and a good idea to carry this inexpensive coverage.

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